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The curious observer, in his rambles about town, is occasionally struck with some singular demonstrations for which he is at a loss to account. Sometimes they assume a benevolent form, and sometimes they have a holiday-making aspect, yet with a touch of the lugubrious. In London, or in some one of the thriving towns lying within a score of miles of it, he strolls into a church, where he sees a number of loaves of bread piled up at the back of the communion-table, or ranged, as they are in a baker's shop, upon shelves against the wall. It is a pleasant sight, but apt to be somewhat puzzling. Perhaps he saunters into a country church-yard, and there finds amongst the rank grass and moss-grown and neglected memorials of the silent multitude, one trim and well-tended monument, uninvaded by cryptogamia, free from all stain of the weather, and the surrounding grassy sward neatly mown and fenced in, it may be, with budding willow branches or a circle of clipped box. Or he finds his way through a suburban village, blocked up some fine morning by a crowd of poor women and girls, clustered round the door of a retired tradesman or the curate of the place, from which three or four at a time emerge with gratified looks, and go about their business, while others enter in their turn. Such demonstrations as these, and we might mention many others, have their origin in certain charitable dispositions and bequests, many of which are of considerable antiquity. There is one in operation to this day, near Winchester, which dates from the time of William of Wykeham; by virtue of which every traveller passing that way, if he choose to make the demand, is regaled with a pint of beer and a meal of bread and cheese. There is another similar antique charity in operation in Wiltshire, near Devizes, where, on one occasion, the dispenser of the benevolence, in the exercise of his privilege to feed the hungry, threw a loaf of bread into the carriage of George III. as the royal cortÈge passed the spot. The name of these post-mortem charities is legion. They abound in every city, burgh, town, and hamlet in England, to an extent absolutely startling to a person who looks into the subject for the first time. The number of them belonging to the city of London alone—that is, originating among her citizens, and mostly dispensed under the direction of the several worshipful companies—can hardly be fewer than 1500, if so few. The parochial charities only of London city yield an income of nearly L.40,000 a year. The history of all these charities would fill many bulky volumes. We propose merely to take a passing glance at a few, which are interesting from their singularity, or from the light which they reflect upon the benevolent aspect of a certain section of society in times long past; and which, perhaps, may be found in some degree instructive and suggestive, as illustrating the operation of post-mortem benevolence.

At St —— Church, not a hundred miles from St Martin's Le Grand, there prevails an amusing instance of the perversion of the funds of a charity to purposes which could not possibly have been intended by the founder. Many centuries ago, a Roman Catholic gentleman, dying, bequeathed to that church a small estate, the proceeds of which he directed should be devoted to the purpose of supplying the officiating priests with refreshment on the Sabbath-day. The Roman Catholic service has long since given place to a Protestant one, and the band of officiating priests has dwindled down to one clergyman—while the value of the estate has increased perhaps fiftyfold. At the present moment, the sum which the estate originally produced is paid over to the church-wardens, who are at times a little puzzled as to what to do with it. They get rid of a good portion in this way: at every service which is held in the church, they place a bottle of the best sherry which can be procured for money upon the vestry-table; from this the 'officiating priest' strengthens his inner man with a glass or two before commencing his ministrations, and then the church-wardens sit down and finish the remainder comfortably by themselves, while the reverend gentleman is in the reading-desk or the pulpit. The cost of the wine, however, does not amount to half the sum in their hands, and the remainder goes to form a fund from which the church is painted, repaired, decorated, and kept in apple-pie order—the whole fabric undergoing a thorough revision and polish both outside and in as often as a pretext can be found. What becomes of the bulk of the property—the large surplus arising from the increased value of the devised estate—this deponent sayeth not: the reader may be in a condition to guess by the time he has read to the end of this paper.

In the year 1565, a Mr Edward Taylor willed to the Leathersellers' Company a messuage, tenement, and melting-house, in the parish of St Olave, and other messuages in the same parish, upon condition that they should, quarterly and for ever, distribute among the poorest and neediest people in the Poultry Compter one kilderkin of beer and twelve pennyworths of bread, and the same to the poor of Wood Street Compter, Newgate, and the Fleet, the King's Bench, and the Marshalsea prisons. Under this bequest, the Company are at present in possession of considerable property, vastly increased in value since the date of the will; in respect of which property, 1s. worth of penny-loaves, and 2s. in money, in lieu of beer, are sent by them every quarter to the poor prisoners in each of the prisons mentioned in the original testament!

Robert Rogers devised in 1601 the sum of L.400 to the Leathersellers' Company, 'to be employed in lands, the best pennyworth they could get;' and that the house should have 40s. of it a year for ever. The remainder was to be bestowed upon poor scholars, students of divinity—two of Oxford, and two of Cambridge, for four years; and after them to two others of each university; and after them, to others; and so on for ever. He also, by the same will, devised L.200 to be lent to four young men, merchant adventurers, at L.6, 13s. 4d., for the L.200, interest. The whole of the interest was to be spent in bread—to be distributed among poor prisoners—and coal for poor persons, with the exception of some small fees and gratuities to the parish clerk and beadle, for their trouble in carrying out his intentions.

Lewisham, once a town in Kent, but now nothing more than a suburb of London, enjoys the benefactions of the Rev. Abraham Colfe, who, in 1656, bequeathed property for the maintenance of numerous charities. Some of them are singularly characteristic. Having provided for the erection of three strong alms-houses, he directed that certain alms-bodies should be periodically chosen, who were to be 'godly poor inhabitants of Lewisham, and being single persons, and threescore years old, past their hard bodily labour, and able to say the Lord's Prayer, the Belief, and the Ten Commandments,' &c. &c. All these alms-bodies were to have '3d. each allowed them every day for their comfortable sustenance—that is, 21d. a week—to be paid them every month during their single life, and as long as they should behave themselves honestly and godly, and duly frequent the parish church.' They were to be summarily removed if guilty of profane or wicked conduct. The alms-bodies were not to exceed five in number at any one time. He directed a buttery to be built for their convenience, and also a little brick room, with a window in it, for the five alms-bodies to assemble in daily for prayer, and that the schoolmaster of the reading-school should pray with them there. He further directed the enclosure of gardens, of sixteen feet broad at the least, for their recreation. Mr Colfe also left money for lectures at Lewisham Church, as well as a sum for the purchase of Bibles, until they should amount to the number of thirty or forty, which were to be chained to the pews, or otherwise preserved; and he left 12d. a quarter to the clerk for writing down the names of those that should use them; also 2s. 8d. to him for taking care of the clock and dial; also, 10s. for a sermon on the 5th of November, and 12d. in bread for the poor who should come and hear it, and 6d. to the parish clerk; also 20s., to be distributed a penny at a time, to the children and servants who could best say their catechism, and 6d. to the minister for catechising them; also, a yearly sum of money for distributing on every Lord's-day after the morning service, seven penny wheaten loaves, to seven of the most honest, peaceable, and godly poor householders of Lewisham, who could say the Lord's Prayer, the Belief, and the Ten Commandments; also, 5s. a year to poor maid-servants, who at the time of their marriage had continued seven years with their master or mistress in Lewisham; with numerous other bequests. He further left moneys for the preservation of his father's, grandfather's, his wife's, and his own monument—his own being an oaken plank oiled, and a stone 'a foot square every way, and three feet long.' The stone and plank were removed many years ago, and an inscribed tablet has been set into the outer wall of the church.

The practice of leaving money for the sustentation of tomb-stones and monuments, appears to have prevailed for many generations; and may be very naturally accounted for, by the repugnance which most men would feel, to the idea of having their bones knocked about by the sexton's spade, and then wheeled off to the bone-house, if there happens to be a bone-house, or shot into the neighbouring river, or on a farmer's dung-heap, if there is no such convenience as a bone-house at hand. It was this feeling that induced the celebrated sculptor, Chantrey, to make sure of a quiet resting-place for his remains.[2] In so doing, he was, though perhaps unconsciously, but following the example of many who have gone before him. We have more than once encountered a sober party upon their annual visit to some country church-yard tomb, of which, by virtue of some bequest—which provides them with a good dinner upon the occasion—they are the appointed guardians. The worshipful members of the London companies sometimes choose to rest from their labours in a rural grave; and when they do, survivors are always to be found not unwilling to enjoy once a year a pensive holiday, coupled with the creature comforts, which the quiet comrade whose behest they execute has taken care to provide for them. It would be perhaps difficult to find a single church in all the little towns and hamlets within a dozen miles of London, which does not contain one tenant at least who has thus secured permanent possession of his last resting-place. So strong is this feeling in some individuals, that they shrink from confiding even in the stone-vaults in the interior of a city church. Thus, Sir William Rawlins, not so very long ago, bequeathed a certain sum of money for the preservation of his tomb and monument in Bishopsgate Church. The bequest provides for the remuneration of the visitors, who are specified parish functionaries, and entertains them with a good dinner on the day of the annual visitation, which they are bound to make—to inspect the monument and tomb, and to guarantee their good condition. In many instances, the sum originally devised for the sustentation of a grave or monument is not sufficient, in the present day, to remunerate residents in London for looking after it, and the money has been transferred to the parish in which the testator lies, and has become the perquisite of the sexton.

In the year 1635, one John Fletcher bequeathed to the Fishmongers' Company the sum of L.120, to supply 10s. every month to the poor of St Peter's Hospital, to provide them with a dinner on Sunday.

In the year 1653, Mr James Glassbrook bequeathed, after his wife's death, the sum of L.500 in the following words: 'and L.500 more to such uses as follow—to the poor of the parish of St Bololph Without, in which I dwell, L.5 in bread yearly; L.5 to the poor of St Giles's yearly in bread; to the poor of St Sepulchre's yearly in bread, L.5, to be given every Sabbath-day in the churches.' The amount of bread at the present time given away in London under this disposition, supplemented by some smaller bequests, is sixty-eight half-quartern loaves a week. The same poor persons, when they once get on the list, continue to receive the bread during their whole lives, unless they cease to reside in the parish, or are struck off the list of pensioners for misconduct.

One Daniel Midwinter, in 1750, left L.1000 to the Stationers' Company, to pay L.14 a year to the parish of St Faith's; and a like sum to Hornsey parish, to be applied in apprenticing two boys or girls of the several parishes, and to fit them out in clothes. At the present time, the money is paid over to the parties receiving the apprentices, with a recommendation to lay it out in clothes for the children.

By the will of John Stock, the parish of Christchurch received, among other legacies, the sum of L.100, the interest of which was directed to be applied in the following manner: one guinea to be paid to the vicar for a sermon to be preached by him on Good-Friday; 10s. to the curate for reading the prayers on that day; and the remainder to be equally distributed among such poor women as chose to remain and receive the sacrament after the service!

A Mr James Wood, amongst other curious provisions, devised to the church-wardens of the parish of St Nicholas Cole Abbey, the sum of 15s. annually, to be given away in twopences to such poor people as they should meet in the streets when going and returning from church on a specified day.

The inhabitants of Watling Street, and other districts in the vicinity of St Antholin's Church, are familiar with the sound of what is known in the neighbourhood as the 'Fish-bell.' This is a bell which rings out every Friday night from St Antholin's tower, to summon the inhabitants to evening prayers: very few people attend to the summons, which comes at an inconvenient time for that busy locality. There stands almost against the walls of the church a pump, which is always in good repair, and yields an excellent supply of water, greatly to the convenience of the neighbourhood. Both the pump and the prayers are the legacy of an old fish-woman of the last century. It is said, that for forty years of her life she was in the habit of purchasing fish in the small hours of the morning at Billingsgate Market; these she washed and prepared for her customers at a small spring near St Antholin's Church, and afterwards cried them about the town upon her head. Having prospered in her calling, she bequeathed a sufficient sum to perpetuate a weekly service in the church, and a good and efficient pump erected over the spring of which she had herself enjoyed a life-long privilege.

In St George's in the East, there is a charity, well-known as Raine's Charity, which was founded by Henry Raine, Esq., in the earlier part of the last century. The charity consists of two endowed schools, sufficiently well provided for the maintenance and instruction of fifty boys and as many girls, and the payment and support of a master and mistress. It is one part of the system of management, that six pupils of either sex leave the schools every year, to make room for as many new ones. By a somewhat whimsical provision in the will of the founder, a species of annual lottery comes off at the discharge of the six girls. If they have behaved well, have been attentive and obedient, and punctual and exact in the observance of their religious duties, they are entitled to draw lots for the sum of L.100, which will be paid to the fortunate holder of the prize as a marriage-portion upon her wedding-day. It is further provided, that the wedding is to take place on the 1st day of May; and that, in addition to the portion, L.5 is to be expended upon a marriage-dinner and a merry-making.

Bequests for the portioning of poor girls and virtuous servant-maids are, indeed, not at all uncommon. In the village of Bawburgh, in Norfolk, there is one founded in the last century by a Quaker gentleman, who left a sum of money, the interest of which is shared among the servant-girls in the place who get married. The amount is not payable until twelve months after the wedding. The village being small, it will sometimes happen that a good sum accumulates before an applicant comes forward who can substantiate a claim upon it. The object of such bequests as these is sufficiently plain: the donors had evidently in view the counteracting of the wretched tendency of the old poor-law, which, by giving the mother of an illegitimate child a claim upon the parish funds, actually placed a premium upon female frailty.

In London, there are charitable dispositions and bequests for the nursery of every virtue that could be named, but more especially of industry, providence, and thrift. A man may be brought into the world by voluntary contributions; he may be maintained and educated at a foundling asylum, if his parents, as thousands do, choose to throw him upon the public compassion; he may ride into a good business upon the back of a borrowed capital, for which he pays but a nominal interest; and if he fail to realise a competence by his own endeavours, he may perchance revel in some corporation sinecure, or, at the worst, luxuriate in an alms-house, and be finally deposited in the church-yard—and all at other people's expense. On the other hand, if he be made of the right metal, he may carve his way to fortune and to civic fame, and may die full of years and honours—in which case, he is pretty sure to add one more to the list of charitable donors whose legacies go to swell the expectancies of the city poor. It would be difficult for any eccentric testator in the present day to hit upon a new method of disposing of the wealth which he can no longer keep. Every device for the exercise of posthumous generosity seems to have been exhausted long ago.

The trust-estates, the source of so many of the city of London charities, are mostly, if not all, under the control of the corporate companies. How they are managed, is a secret altogether unknown to the public, and of which, indeed, the livery and freemen of some of the companies have but a very limited knowledge. The revenue derived from the trust-estates, according to their own shewing, is not much less than L.90,000 a year; but they have large revenues, of which they do not choose to shew any account at all. These are supposed to arise mainly from the increase in value of property originally devised to charitable uses—which increase it is their custom to appropriate as they please. 'Thus, for example,' says a writer on this subject, 'if a testator left to any one of these companies a piece of land then worth L.10 per annum, directing that L.10 should be annually appropriated to the support of a school, and the land subsequently increases in value to L.500, then the master and wardens of the company claim the right of appropriating to their own uses the surplus of L.490. In no equitable view of the case can this be deemed to be private property.' It seems probable that these things will be looked into before long. From a motion lately made in the House of Commons, we learn that a thorough investigation is contemplated into the management and application of all charities throughout the kingdom, the inquiry to be conducted at the cost of the several charities, the largest of which are not to pay more than L.50, and the smaller ones twopence in the pound, upon the amount of their capital. Perhaps this inquiry may lead to the recovery of some of the charities which are stated to be lost, and of which nothing but the titles, under the denomination of So-and-so's gift, remain upon the corporation records.

The secret management of the trust-estates contrasts curiously with the pompous exhibition which some of the worshipful companies make of their deeds of benevolence. Some of the smaller and older churches of London are stuck over in the interior with enormous black boards, as big as the church door almost, upon which are emblazoned, in gilt letters, the donations to the poor, to the school, to the repair of the fabric, &c. from the worshipful company of This and That, from the days of King James—the inscriptions of whose time are illegible through the smoke and damp of centuries—down to the days of Queen Victoria, and the donations of last Christmas, fresh and glittering from the hands of the gilder. Thus, the interesting old church of St Bartholomew the Great is lined with the eleemosynary exploits of the worshipful Ironmongers' Company, whose multitudinous banners of black and gold are in abominable discordance with the severe and simple architecture of the ancient edifice. 'Let not thy left hand know what thy right hand doeth,' is a monition apparently not much in repute among the corporate companies.

The reader may gather from the perusal of the above desultory examples, selected from a mass of similar ones, some idea of the enormous amount of the funds, intended for benevolent purposes, which Christian men have bequeathed to the world; and they may perhaps serve to enlighten the curious observer on the subject of some of the unobtrusive phenomena which occasionally excite his admiration and arouse his conjecture. They are the silent charities of men in the silent land. How much good they do, and how much harm, and on which side the balance is likely to lie—these are questions which for the present we have neither time nor space to discuss.